Stop bankrolling your clients’ projects.
Eliminate payment friction.Â
Our mission is simple: we dissolve the payment friction between you and your client. By securing the funds upfront, we move the focus back to where it belongs, on the quality of your work, not the stress of the chase.
Create Job
Client Secures
Get Paid
Payment Vault
A simple payment vault setup that guarantees cash flow (at a minimum).
You aren’t a bank, stop acting like one.
Use Australia’s AUSTRAC regulated payment vault to secure 100% of your project funds before the tools even start.
$0 Setup cost.
For your clients.
Their deposit is safe. They only authorise the release of funds once you’ve confirmed the work is 100% complete.
Cash Protection
Eliminate the risk of being out of pocket for project costs, on every job. Keep your cash flow protected from day one, no matter the job size.
Cleared Funds
Get notified the moment funds are fully cleared, before you start. No guesswork, no chasing, you’ll know exactly when the money is there, every single time.
Spend Confidently
Buy materials with confidence before spending a single cent, on all projects. Move ahead with jobs knowing your costs are already covered, without stress.
Establish bank-grade credibility immediately.Â
Regulated by AUSTRAC
Account No. 100748934.
Bank Grade Encryption
Built for safe payments.
Master Builders QLD
Trusted by builders.
Australian Owned & Operated
Homegrown and trusted.
The hidden cost of the old way.
The old way
- Payment Security: Handshake trust or unsecured deposits.
- Material Costs: You pay out-of-pocket and wait weeks for reimbursement.
- Admin & Chasing: Hours spent on “Friday night debt collecting”.
- Cash Flow Gap: 14–30 days of “Invoice anxiety” and financial stress.
The Upfront Pay Way
- Â Payment Security: 100% Guaranteed. Funds held in a regulated vault.
- Â Material Costs: Zero risk. Materials are funded before the van leaves the driveway.
- Â Admin & Chasing: Automated. Instant notifications when funds are secured and released.
- Â Cash Flow Gap: Instant. Funds released the moment the job is marked complete.
FAQ
Frequently asked questions.
Is this legal?
Yes. UpfrontPay is a reporting entity regulated by AUSTRAC. Entity number: 100748934
Can I pass the fee to my client?
Yes. Most partners add the 0.9% fee (capped at $100) to their quote as a ‘Project Security Fee‘.
What if the client refuses to release funds?
Unlike a standard bank transfer or a handshake deal, the money is already there. With UpfrontPay, the money is never ‘lost’ or ‘missing.’ It stays locked in our AUSTRAC-regulated vault, secured for both parties, until the agreed milestone is met. No one can ‘run’ with your cash, and no one can ‘dodge’ a legitimate payment. If a disagreement occurs, the funds remain safe and frozen in the neutral vault until a resolution is reached, ensuring you aren’t left chasing a ghost.
Founder & CEO
Meet Cam, the founder and CEO of Upfront Pay. He’s a tradie with a story like so many other tradies out there; fed up with late payments and losing money to shonky builders or customers. Cam shares why he started Upfront Pay, and how it’s helping tradies gain confidence that their next payment will be paid on time, every time.
Earn professional trust instantly.
Regulated by AUSTRAC
Account No. 100748934.
Bank Grade Encryption
Built for safe payments.
Australian Owned & Operated
Homegrown and trusted.
What other Australian Tradies are saying.
Scroll through our 5.0 star Google Reviews.
FAQ
Is this actually legal?
Yes. UpfrontPay is a reporting entity regulated by AUSTRAC. Entity number: 100748934. We operate under the same strict anti-money laundering and counter-terrorism laws as major Australian banks.
Will my customers think I don’t trust them?
Actually, high-end clients love it because their money is protected too. It’s held by a neutral third party, not by you. It eliminates the “Trust Deficit” and makes you look like a professional firm rather than just a “guy with a van”.
Can I pass the fee to my client?
Absolutely. Most of our partners add a 1% ‘Project Security Fee’ to their quotes, making the system zero-cost to their business while giving the client total peace of mind.
What if the client refuses to release funds?
Unlike a standard bank transfer or a handshake deal, the money is already there. With UpfrontPay, the money is never ‘lost’ or ‘missing.’ It stays locked in our AUSTRAC-regulated vault, secured for both parties, until the agreed milestone is met. No one can ‘run’ with your cash, and no one can ‘dodge’ a legitimate payment. If a disagreement occurs, the funds remain safe and frozen in the neutral vault until a resolution is reached, ensuring you aren’t left chasing a ghost.