# Upfront Pay > https://upfrontpay.com.au > AUSTRAC-regulated intermediary payment solution for Australian service providers and customers. ## Key Service Details - **Fee Structure**: Flat 0.9% per transaction. - **Fee Cap**: Maximum fee is AUD $100. - **Regulation**: AUSTRAC reporting entity; compliant with AML/CTF obligations. - **Banking**: Funds held in Tier-1 Australian Bank Statutory Trust Accounts. - **Process**: Funds held in trust until mutual release by both parties.